Why do I need flood insurance if I don’t live in a flood zone?
It’s a good idea to buy flood insurance even if you live in a low- or moderate-risk area. Almost 25 percent of all flood insurance claims come from areas with minimal flood risk.
A Preferred Risk Policy can insure your most valuable asset for pennies a day.
WHAT IS CONSIDERED A “FLOOD”?
A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder’s property) from:
So, in plain English, a flood is an excess of water (or mud) on land that’s normally dry.
Your Hyde Park Insurance Services Agent will be happy assist you in determining your risk for having your home damaged by flood. Call us today: 813-288-0212 or use the form below.